CRA Loan Officer
Posted on: May 14, 2022
As an employee of Citizens Bank, you become a part of an
organization committed to serving customers, colleagues and
communities in which we do business. Citizens Bank is an
established and successful financial services company with a branch
presence in 12 states and the ability to conduct business globally.
-We are committed to offering comprehensive and competitive
benefits, encouraging our colleagues to develop and grow their
careers, and providing a fiscally sound and stable work environment
while delivering to our customers.
Citizens Bank is honored to be a top Lender in the Mortgage sector
and is focused on growing our market share in the states we
currently operate. We are currently hiring talented Mortgage Loan
Officers who proactively identify, develop and maintain a quality
network of business relationships that serves as a source of
referrals for new mortgage lending opportunities. External
relationships are the cornerstone of generating new business and
may consist of realtors, builders, professional and personal
contacts. Our Loan Officers are encouraged to participate in
business related development opportunities, community efforts to
promote home ownership and professional organizations. -You will be
responsible for interviewing new and existing customers to
determine their loan needs and advising those customers of
appropriate products, terms, and pricing, while gather any
additional required information. It will be necessary to generate
complete mortgage applications, ensuring appropriate procedures and
policies are followed, while meeting sales goals and
Additional responsibilities will include:
Close and Fund minimum 3 CRA loans per month.
Maintain 60% of your overall business as CRA eligible
Create and maintain active involvement in organizations serving the
LMI community in you r designated market (committee or board
Activate community second programs ensuring the necessary
documentation is submitted to secondary for approval.
Conduct 6 - homebuyer seminars per year
Work closely with the Community Development Market manager in your
market to participate in CRA related events (Housing Fairs, etc) -
- Be the leader in CRA originations and serve as the CRA product
expert in your market.
Volunteer to be on a Board or committee of a not for
profit.Participate in mortgage lunch and learns twice a year.
Schedule on call days with Community Development Market managers
(CDMMs) twice a year.
Work with Low and Moderate income branches in their MSA to educate
on CRA mortgage products to generate referrals.
BA/BS degree or equivalent experience in residential mortgage sales
Three plus years of retail residential mortgage sales
Documented residential mortgage loan volume in the past 12 months
of $12 million (minimum)
Established relationships with local referral networks
Ability to communicate clearly and effectively, both verbally and
in writing, across a variety of audiences
Strong computer skills and experience utilizing laptop
Successful candidate must meet and comply with all requirements set
forth in the SAFE Act, including, but not limited to successful
completion of the required background checks and obtaining a Unique
Identifier from the NMLRS.
Hours & Work Schedule
Hours per Week: -40 Work Schedule: -Monday through Friday
Why Work for Us
At Citizens, you'll find a customer-centric culture built around
helping our customers and giving back to our local communities.
When you join our team, you are part of a supportive and
collaborative workforce, with access to training and tools to
accelerate your potential and maximize your career growth.
Equal Employment Opportunity
Citizens, its parent, subsidiaries, and related companies provide
equal employment and advancement opportunities to all colleagues
and applicants for employment without regard to age, ancestry,
color, citizenship, physical or mental disability or perceived
disability, ethnicity, gender, gender identity or expression,
genetic information, genetic characteristic, marital or domestic
partner status, victim of domestic violence, family
status/parenthood, medical condition, military or veteran status,
national origin, pregnancy/childbirth/lactation, colleague's or a
dependent's reproductive health decision making, race, religion,
sex, sexual orientation, or any other category protected by
federal, state and/or local laws.
Equal Employment and Opportunity Employer/Disabled/Veteran
Citizens is a brand name of Citizens Bank, N.A. and each of its
Keywords: Citizens, Pawtucket , CRA Loan Officer, Other , Pawtucket, Rhode Island
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